SIP Calculator
Plan your financial future with precision. Calculate the expected maturity value of your monthly SIP investments using compound interest. Adjust investment amount, return rate, and tenure to visualize your wealth creation journey — completely free, no signup needed.
⏱️ Target Milestones (Nominal)
📈 Future Wealth Projection
Get started in 4 simple steps
Enter Monthly Investment
Enter the amount you plan to invest every month in your SIP (e.g., ₹5,000).
Set Expected Return Rate
Enter the expected annual return rate in percentage (historical equity average: 12–15%).
Choose Investment Period
Select how many years you plan to stay invested — longer duration compounds returns significantly.
View Results & Chart
See total invested amount, expected returns, maturity value, and a visual growth chart.
Why use our SIP Calculator?
Compound Interest Calculation
Uses the standard SIP compound interest formula: M = P × [{(1+r)^n - 1}/r] × (1+r) for accurate results.
Visual Growth Chart
Interactive chart shows the breakdown between total invested amount and total returns over time.
Instant Results
Results update in real time as you adjust sliders — no form submission needed.
Goal-Based Planning
Work backwards from your target corpus to find the right monthly investment amount.
Mobile Optimized
Responsive design that works perfectly on smartphones for on-the-go financial planning.
No Data Shared
Your financial planning data stays private — all calculations run in your browser only.